Appealing Your Property Taxes in Florida
By now you’ve probably received your Florida property tax bill or ad valorem tax bill. I know that your reaction was not “Cool, here’s my opportunity to pay my fair share of taxes!” I know this...
View ArticleWhen Mortgage Modification Not Viable, Short Sale Deemed Most Practical for...
Our country’s real estate market has been in a state of stagnancy, if not decline. It is no secret that the current economy has been the cause of frequent unemployment and the reduction of income;...
View ArticleWhen in Foreclosure, Don’t Strip Down Home of Appliances and Fixtures
There have been recent reports about property owners in foreclosure that are stripping down or vandalizing their homes just before the sheriff’s sale. Appliances, including air conditioning units and...
View ArticleAvoiding Big Money Mistakes When Desperate
During these difficult economic times, it is easy to lose sight of your long term plans and goals. And even easier to lose focus and make mistakes that you might regret later. Whenever you find...
View ArticleAdvantageous Small Business Administration Loan Programs Under the Federal...
This past week, one of my clients successfully closed on an SBA guaranteed loan for the purchase of real estate intended for his business. Although a bit more expensive to close and, at times,...
View Article7 Pitfalls to Avoid in a Short Sale
So you’re underwater on your home, are you? Well, you’re not alone. If you’re like everyone else owing more than it’s worth, you’re probably considering a short sale. But is a short sale right for...
View ArticleHow Landlords Can Avoid Bad Tenants and Quickly Evict the Ones that Are
Rental property owners often find themselves in the unfortunate predicament of having to evict a tenant. More often than not, they learn expensive lessons that could have been avoided in the first...
View ArticleHomeowners Unwittingly Say No to Short Sale, Embrace Mortgage Modification
It happens more often than not: a homeowner wanting to modify his home mortgage loan despite the many reasons not to. The fact that most find themselves owing more to the lender than the home is...
View ArticleBreaking News Alert from Old Republic (The Fund)
Recently, officials at GMAC Mortgage, a division of Ally Financial, Inc., JP Morgan/Chase, and most recently Bank of America announced that they are halting evictions of foreclosed borrowers and are...
View ArticleNew Free Pre-Filing Consumer Credit Counseling Service Available Online
A free online service is now available that provides the credit counseling course (and certificate of completion) that is required to be taken by individual debtors prior to filing a voluntary...
View Article10 Steps That Help Real Estate Closings Happen: an Agent’s Primer
It's not yet time to relax. Real Estate Agents must always remain in control of their real estate closings, beginning with the listing agreement and right on through to the closing. Unfortunately,...
View ArticleI Purchased a Property at a Condominium Lien Foreclosure Auction. Now What?
Q: I purchased a Florida property at a foreclosure auction where the condominium association (not the lender) had foreclosed on its lien for monthly maintenance. I am aware that that I purchased the...
View ArticleWriting Off Meals and Entertainment Costs
I just ran into an Entrepreneur Magazine article with tips about writing off meals and entertainment costs for your business. There was a time that meals and entertainment was 100% deductible as a...
View ArticleHow to Stop Debt Collectors from Calling When Life Gets Crazy
Many are experiencing difficult economic times, and some of you have fallen behind on your credit card bills. When the calls start coming in, you answer them and cooperate with the debt collector...
View ArticleThe Federal Debt Collection Practices Act (FDCPA): the Consumer Law Built to...
Simply owing money does not necessarily mean that a debt collector can legally collect it from you. That you actually borrowed the money is not as important as HOW the debt collector is trying to...
View ArticleForeclosure Lawsuit: 3 Things NOT To Do
Don’t Stick Your Head in the Sand! Although the economy is looking up and record foreclosures are down, you may still find yourself in foreclosure. If losing your home is something you can’t fathom,...
View ArticleDEBT COLLECTOR WARNING: We Can Call You, Fax You, Email You and Even Pay You...
What CAN debt collectors do when trying to collect a debt from you? Well, they can telephone you. And leave a message if you don’t answer. They can fax you (if you still have a fax). They can even send...
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